Find a Local Medicare Insurance Agent

To round out the analysis, it was important to seek the beneficiary perspective about the Medicare choice model. The patient advocates with whom we spoke agreed that agents have a role in guiding Medicare choice. In particular, knowledgeable agents can provide meaningful reassurance to beneficiaries considering their options.

PFFS is a private insurance plan that accepts Medicare Beneficiaries. The insurance plan, rather than the Medicare program, decides how much you pay for the services you receive. You may have extra benefits the original medicare agent Medicare Plan does not cover. HMO is a group of doctors, hospitals and other health care providers who agree to give health care to Medicare beneficiaries for a set amount of money from Medicare each month.

Independent agents and brokers are more likely to give unbiased plan recommendations and advice. ‌You can make a difference and a good living by selling Medicare Advantage plans. To get started, you'll need to learn about the different coverage options and rules for eligibility. You'll also need to get licensed, connect with carriers, and complete some training. It is important to understand that selling certain Medicare products requires special certification as determined by the Center for Medicare and Medicaid Services .

You do not enter any information to access and we do not gather any information on you. To cover costs Insurance agents pay AAMSI a nominal fee to be listed on the directory and AAMSI does not screen or vet agents prior to them being posted. Aside from being a requirement, you will receive the fundamental training essential for you to understand how health insurance plans work, including Medicare.

The money can remain in the account if not used by the end of the year. What You Need to Know Medicare beneficiaries still face a coverage gap... While this post may contain links to lead generation forms, this won’t influence our writing. We follow strict editorial standardsto give you the most accurate and unbiased information. Wong Eakin, JD, started helping people with Medicare in 2005 when Medicare Part D was launched and Part C was renamed Medicare Advantage.

The fact is people have a lot of options when choosing a Medicare plan, and that can be confusing—so I help them understand how to select a plan that best fits their situation. By leveraging AGA’s unparalleled support and comprehensive marketing tools and technology, new agents just like you were able to substantially grow their Medicare Sales in just a few short years. If you’re ready to become a successful independent insurance agent and build a strong residual income, you DO NOT have to do it alone. Support existing public and not-for-profit educational efforts that focus on broader topics around Medicare and navigating Medicare beyond the individual plan choice.

You'll also be part of Assurance's lucrative commission structure, which enables you to earn year-round, not just during open enrollment. If a client thinks you've wronged them in some way, they could try to take you to court. For example, this might happen if a client discovers that a particular service isn't covered and ends up having to pay out-of-pocket or if they identify a potentially better plan you didn't mention. One of the most effective ways you can quickly grow your business will be to buy high-quality leads that are sourced specifically for you. If it doesn't, ask the carrier whether they or you can add what's missing. Every client will have their priorities when it comes to out-of-pocket costs.

These firms comprise the bulk of the market share and tend to be easier to sell. Ultimately, your product offerings will be dictated by your territory and sales model. To compete well, you’ll need to choose products that are available, competitive, and tailored to fit your customers’ best interests. When you're selling Medicare, you actually have several product options to consider. Carriers will often require you to take product-specific courses alongside your AHIP training. This varies by carrier, as do the specifics of product and compliance training.

It’s a really complicated process, and when people come into it, they often don’t even know what questions to ask. Agents, agencies, and carriers share a market-based interest in ensuring a high degree of compliance. The content and tools created by RetireGuide adhere to strict Medicare and editorial guidelines to ensure quality and transparency. We’re dedicated to providing thoroughly researched Medicare information that guides you toward making the best possible health decisions for you and your family. Please be advised that not all types of plans are available in every county. Special type of savings account used for health-related expenses only.